Policies

Privacy Policy

Your Privacy Is Essential To Us. Here at RatTerrierAdvice.Com, We Believe That Privacy Is A Top Priority. We Know That You Care How Information About You Is Used And Shared. Thus, We Provide This Privacy Policy To Summarize Our Procedures And Practices As Regards To Information Collection And Use. This Will Serve You As A Guide In Making An Intelligent Decision In Sharing Your Information With Us. By Visiting RatTerrierAdvice.Com, You Agree To Be Bound By This Privacy Policy And Hereby Accept The Procedures And Practices Stated In This Herein.

Scope

This Privacy Policy Applies Only Within This Website And Other Pages Where This Policy Appears. This Would Describe And Explain How We Take Care And Handle Your Personal Information You Shared To Us. By Accepting The Privacy Policy And The User Agreement In Registration, You Expressly Consent To Our Collection, Storage, Use And Disclosure Of Your Personal Information As Described In This Privacy Policy.

Collection & How Use

If You Attempt To Use The Services And Applications Of Our Website And Or Choose To Provide Information To Us, This Website Shall Collect Personal Information From You. This Information Includes, But Is Not Limited To: Name, Address, Telephone Number, Mobile Number And/Or Email Address. Once Collected, We Will Store Your Information For A Reasonable Period Of Time For Record Keeping Purposes. The Information That We Store Is Sometimes Deleted As Space Requires Or In The Normal Course Of Business.

Disclosure

We May Share Information With Governmental Agencies Or Other Companies Assisting Us In Fraud Prevention Or Investigation. We May Do So When: (1) Permitted Or Required By Law; Or, (2) Trying To Protect Against Or Prevent Actual Or Potential Fraud Or Unauthorized Transactions; Or, (3) Investigating Fraud Which Has Already Taken Place. The Information Is Not Provided To These Companies For Marketing Purposes.

Cookies

The Site May Use Cookie And Tracking Technology Depending On The Features Offered. Cookie And Tracking Technology Are Useful For Gathering Information Such As Browser Type And Operating System, Tracking The Number Of Visitors To The Site, And Understanding How Visitors Use The Site. Cookies Can Also Help Customize The Site For Visitors.

Special Note About Google Advertising

Any advertisements served by Google, Inc., and affiliated companies may be controlled using cookies. These cookies allow Google to display ads based on your visits to this site and other sites that use Google advertising services. Learn how to opt out of Google’s cookie usage. As mentioned above, any tracking done by Google through cookies and other mechanisms is subject to Google’s own privacy policies.

About Google advertising: What is the DoubleClick DART cookie? The DoubleClick DART cookie is used by Google in the ads served on publisher websites displaying AdSense for content ads. When users visit an AdSense publisher’s website and either view or click on an ad, a cookie may be dropped on that end user’s browser. The data gathered from these cookies will be used to help AdSense publishers better serve and manage the ads on their site(s) and across the web. Users may opt out of the use of the DART cookie by visiting the Google ad and content network privacy policy.

Security

All Collected Information Is Stored In A Technically And Physically Secure Environment. While We Use Ssl Encryption To Protect Sensitive Information Online, We Also Do Everything In Our Power To Protect Pii (Including Sensitive Information) Off-Line. Unfortunately, No Data Transmission Over The Internet Can Be Guaranteed To Be 100% Secure. As A Result, While We Strive To Protect Our End-Users’ Personal Information, We Cannot Ensure Or Warrant The Security Of Any Information That You Transmit To Us, And You Do So At Your Own Risk.

Accessing And Updating Personal Information

When You Use Our Services, We Make Good Faith Efforts To Provide You With Access To Your Personal Information And Either To Correct This Data If It Is Inaccurate Or To Delete Such Data At Your Request If It Is Not Otherwise Required To Be Retained By Law Or For Legitimate Business Purposes. We Ask Individual Users To Identify Themselves And The Information Requested To Be Accessed, Corrected Or Removed Before Processing Such Requests, And We May Decline To Process Requests That Are Unreasonably Repetitive Or Systematic, Require Disproportionate Technical Effort, Jeopardize The Privacy Of Others, Or Would Be Extremely Impractical, Or For Which Access Is Not Otherwise Required. In Any Case Where We Provide Information Access And Correction, We Perform This Service Free Of Charge, Except If Doing So Would Require A Disproportionate Effort. Some Of Our Services Have Different Procedures To Access, Correct Or Delete Users’ Personal Information. We Do Retain Personal Information From Closed Accounts To Comply With Law, Prevent Fraud, Collect Any Fees Owed, Resolve Disputes, Troubleshoot Problems, Assist With Any Investigations, Enforce Our Policies And Take Other Actions Otherwise Permitted By Law.

Third Parties

We Provide Links To Web Sites Outside Of Our Web Sites, As Well As To Third Party Web Sites. These Linked Sites Are Not Under Our Control, And We Cannot Accept Responsibility For The Conduct Of Companies Linked To Our Website. Before Disclosing Your Personal Information On Any Other Website, We Advise You To Examine The Terms And Conditions Of Using That Web Site And Its Privacy Statement.

Minors

This Website Is Not Intended For Visitors That Are Minors Or Under Eighteen (18) Years Of Age. RatTerrieradvice.Com Does Not Knowingly Solicit Or Collect Information From Individuals Under The Age Of Eighteen (18). If We Determine That We Have Inadvertently Collected Personal Information From Someone Under Eighteen (18) Years Of Age, We Will Take Reasonable Steps To Purge This Information From Our Database. We Encourage Parents And Guardians To Spend Time Online With Their Children And To Participate And Monitor The Internet Activities Of Their Children.

Changes And Amendments & Notification Of Changes

RatTerrierAdvice.Com Reserves The Right To Change Or Update This Privacy Policy At Any Time By Posting A Clear And Conspicuous Notice On The Website Explaining That We Are Changing Our Privacy Policy. All Privacy Policy Changes Will Take Effect Immediately Upon Their Posting On The Website. Please Check The Website Periodically For Any Changes. Your Continued Use Of The Website And/Or Acceptance Of Our E-Mail Communications Following The Posting Of Changes To This Privacy Policy Will Constitute Your Acceptance Of Any And All Changes

Terms Of Service

If you require any more information or have any questions about our Terms of Service, please feel free to contact us by visiting our contact page here: https://www.ratterrieradvice.com/contact-us/.

Introduction

These terms and conditions govern your use of this website; by using this website, you accept these terms and conditions in full and without reservation. If you disagree with these terms and conditions or any part of these terms and conditions, you must not use this website.

You must be at least 18 [eighteen] years of age to use this website. By using this website and by agreeing to these terms and conditions, you warrant and represent that you are at least 18 years of age.

License to use website

Unless otherwise stated, http://www.RatTerrierAdvice.com/ and/or its licensors own the intellectual property rights published on this website and materials used on http://www.RatTerrierAdvice.com/. Subject to the license below, all these intellectual property rights are reserved.

You may view, download for caching purposes only, and print pages, files or other content from the website for your own personal use, subject to the restrictions set out below and elsewhere in these terms and conditions.

You must not:

  • republish material from this website in neither print nor digital media or documents (including republication on another website);
  • sell, rent or sub-license material from the website;
  • show any material from the website in public;
  • reproduce, duplicate, copy or otherwise exploit material on this website for a commercial purpose;
  • edit or otherwise modify any material on the website;
  • redistribute material from this website – except for content specifically and expressly made available for redistribution; or
  • republish or reproduce any part of this website through the use of iframes or screenscrapers.

Where content is specifically made available for redistribution, it may only be redistributed within your organization.

Acceptable use

You must not use this website in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of http://www.RatTerrierAdvice.com/ or in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity.

You must not use this website to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit or other malicious computer software.

You must not conduct any systematic or automated data collection activities on or in relation to this website without http://www.RatTerrierAdvice.com/’s express written consent.

This includes:

  • scraping
  • data mining
  • data extraction
  • data harvesting
  • ‘framing’ (iframes)
  • Article ‘Spinning’

You must not use this website or any part of it to transmit or send unsolicited commercial communications.

You must not use this website for any purposes related to marketing without the express written consent of http://www.RatTerrierAdvice.com/.

Restricted access

Access to certain areas of this website is restricted. http://www.RatTerrierAdvice.com/ reserves the right to restrict access to certain areas of this website, or at our discretion, this entire website. http://www.RatTerrierAdvice.com/ may change or modify this policy without notice.

If http://www.RatTerrierAdvice.com/ provides you with a user ID and password to enable you to access restricted areas of this website or other content or services, you must ensure that the user ID and password are kept confidential. You alone are responsible for your password and user ID security..

http://www.RatTerrierAdvice.com/ may disable your user ID and password at http://www.RatTerrierAdvice.com/ ’s sole discretion without notice or explanation.

User content

In these terms and conditions, “your user content” means material (including without limitation text, images, audio material, video material and audio-visual material) that you submit to this website, for whatever purpose.

You grant to http://www.RatTerrierAdvice.com/ a worldwide, irrevocable, non-exclusive, royalty-free license to use, reproduce, adapt, publish, translate and distribute your user content in any existing or future media. You also grant to http://www.RatTerrierAdvice.com/ the right to sub-license these rights, and the right to bring an action for infringement of these rights.

Your user content must not be illegal or unlawful, must not infringe any third party’s legal rights, and must not be capable of giving rise to legal action whether against you or http://www.RatTerrierAdvice.com/ or a third party (in each case under any applicable law).

You must not submit any user content to the website that is or has ever been the subject of any threatened or actual legal proceedings or other similar complaint.

http://www.RatTerrierAdvice.com/ reserves the right to edit or remove any material submitted to this website, or stored on the servers of http://www.RatTerrierAdvice.com/, or hosted or published upon this website.

http://www.RatTerrierAdvice.com/’s rights under these terms and conditions in relation to user content, http://www.RatTerrierAdvice.com/ does not undertake to monitor the submission of such content to, or the publication of such content on, this website.

No warranties

This website is provided “as is” without any representations or warranties, express or implied. http://www.RatTerrierAdvice.com/ makes no representations or warranties in relation to this website or the information and materials provided on this website.

Without prejudice to the generality of the foregoing paragraph, http://www.RatTerrierAdvice.com/ does not warrant that:

  • this website will be constantly available, or available at all; or
  • the information on this website is complete, true, accurate or non-misleading.

Nothing on this website constitutes, or is meant to constitute, advice of any kind. If you require advice in relation to any legal, financial or medical matter you should consult an appropriate professional.

Limitations of liability

http://www.RatTerrierAdvice.com/ will not be liable to you (whether under the law of contact, the law of torts or otherwise) in relation to the contents of, or use of, or otherwise in connection with, this website:

  • to the extent that the website is provided free-of-charge, for any direct loss;
  • for any indirect, special or consequential loss; or
  • for any business losses, loss of revenue, income, profits or anticipated savings, loss of contracts or business relationships, loss of reputation or goodwill, or loss or corruption of information or data.

These limitations of liability apply even if http://www.RatTerrierAdvice.com/ has been expressly advised of the potential loss.

Exceptions

Nothing in this website disclaimer will exclude or limit any warranty implied by law that it would be unlawful to exclude or limit; and nothing in this website disclaimer will exclude or limit [NAME’S] liability in respect of any:

  • death or personal injury caused by the negligence of http://www.RatTerrierAdvice.com/ or its agents, employees or shareholders/owners;
  • fraud or fraudulent misrepresentation on the part of http://www.RatTerrierAdvice.com/; or
  • matter which it would be illegal or unlawful for http://www.RatTerrierAdvice.com/ to exclude or limit, or to attempt or purport to exclude or limit, its liability.

Reasonableness

By using this website, you agree that the exclusions and limitations of liability set out in this website disclaimer are reasonable.

If you do not think they are reasonable, you must not use this website.

Other parties

You accept that, as a limited liability entity, http://www.RatTerrierAdvice.com/ has an interest in limiting the personal liability of its officers and employees. You agree that you will not bring any claim personally against http://www.RatTerrierAdvice.com/’s officers or employees in respect of any losses you suffer in connection with the website.

Without prejudice to the foregoing paragraph, you agree that the limitations of warranties and liability set out in this website disclaimer will protect http://www.RatTerrierAdvice.com/’s officers, employees, agents, subsidiaries, successors, assigns and sub-contractors as well as http://www.RatTerrierAdvice.com/.

Unenforceable provisions

If any provision of this website disclaimer is, or is found to be, unenforceable under applicable law, that will not affect the enforceability of the other provisions of this website disclaimer.

Indemnity

You hereby indemnify http://www.RatTerrierAdvice.com/ and undertake to keep http://www.RatTerrierAdvice.com/ indemnified against any losses, damages, costs, liabilities and expenses (including without limitation legal expenses and any amounts paid by http://www.RatTerrierAdvice.com/ to a third party in settlement of a claim or dispute on the advice of http://www.RatTerrierAdvice.com/’s legal advisers) incurred or suffered by http://www.RatTerrierAdvice.com/ arising out of any breach by you of any provision of these terms and conditions, or arising out of any claim that you have breached any provision of these terms and conditions.

Breaches of these terms and conditions

Without prejudice to http://www.RatTerrierAdvice.com/’s other rights under these terms and conditions, if you breach these terms and conditions in any way, http://www.RatTerrierAdvice.com/ may take such action as http://www.RatTerrierAdvice.com/ deems appropriate to deal with the breach, including suspending your access to the website, prohibiting you from accessing the website, blocking computers using your IP address from accessing the website, contacting your internet service provider to request that they block your access to the website and/or bringing court proceedings against you.

Variation

http://www.RatTerrierAdvice.com/ may revise these terms and conditions from time-to-time. Revised terms and conditions will apply to the use of this website from the date of the publication of the revised terms and conditions on this website. Please check this page regularly to ensure you are familiar with the current version.

Assignment

http://www.RatTerrierAdvice.com/ may transfer, sub-contract or otherwise deal with http://www.RatTerrierAdvice.com/’s rights and/or obligations under these terms and conditions without notifying you or obtaining your consent.

You may not transfer, sub-contract or otherwise deal with your rights and/or obligations under these terms and conditions.

Severability

If a provision of these terms and conditions is determined by any court or other competent authority to be unlawful and/or unenforceable, the other provisions will continue in effect. If any unlawful and/or unenforceable provision would be lawful or enforceable if part of it were deleted, that part will be deemed to be deleted, and the rest of the provision will continue in effect.

Entire agreement

These terms and conditions, together with http://www.RatTerrierAdvice.com/’s Privacy Policy constitute the entire agreement between you and http://www.RatTerrierAdvice.com/ in relation to your use of this website, and supersede all previous agreements in respect of your use of this website.

Law and jurisdiction

These terms and conditions will be governed by and construed in accordance with the laws of NEVADA, USA, and any disputes relating to these terms and conditions will be subject to the exclusive jurisdiction of the courts of NEVADA, USA.

Your user content must not be illegal or unlawful, must not infringe any third party’s legal rights, and must not be capable of giving rise to legal action whether against you or http://www.RatTerrierAdvice.com/ or a third party (in each case under any applicable law).

You must not submit any user content to the website that is or has ever been the subject of any threatened or actual legal proceedings or other similar complaint.

http://www.RatTerrierAdvice.com/ reserves the right to edit or remove any material submitted to this website, or stored on the servers of http://www.RatTerrierAdvice.com/, or hosted or published upon this website.

http://www.RatTerrierAdvice.com/’s rights under these terms and conditions in relation to user content, http://www.RatTerrierAdvice.com/ does not undertake to monitor the submission of such content to, or the publication of such content on, this website.

No warranties

This website is provided “as is” without any representations or warranties, express or implied. http://www.RatTerrierAdvice.com/ makes no representations or warranties in relation to this website or the information and materials provided on this website.

Without prejudice to the generality of the foregoing paragraph, http://www.RatTerrierAdvice.com/ does not warrant that:

  • this website will be constantly available, or available at all; or
  • the information on this website is complete, true, accurate or non-misleading.

Nothing on this website constitutes, or is meant to constitute, advice of any kind. If you require advice in relation to any legal, financial or medical matter you should consult an appropriate professional.

Limitations of liability

http://www.RatTerrierAdvice.com/ will not be liable to you (whether under the law of contact, the law of torts or otherwise) in relation to the contents of, or use of, or otherwise in connection with, this website:

  • to the extent that the website is provided free-of-charge, for any direct loss;
  • for any indirect, special or consequential loss; or
  • for any business losses, loss of revenue, income, profits or anticipated savings, loss of contracts or business relationships, loss of reputation or goodwill, or loss or corruption of information or data.

These limitations of liability apply even if http://www.RatTerrierAdvice.com/ has been expressly advised of the potential loss.

Exceptions

Nothing in this website disclaimer will exclude or limit any warranty implied by law that it would be unlawful to exclude or limit; and nothing in this website disclaimer will exclude or limit [NAME’S] liability in respect of any:

  • death or personal injury caused by the negligence of http://www.RatTerrierAdvice.com/ or its agents, employees or shareholders/owners;
  • fraud or fraudulent misrepresentation on the part of http://www.RatTerrierAdvice.com/; or
  • matter which it would be illegal or unlawful for http://www.RatTerrierAdvice.com/ to exclude or limit, or to attempt or purport to exclude or limit, its liability.

Reasonableness

By using this website, you agree that the exclusions and limitations of liability set out in this website disclaimer are reasonable.

If you do not think they are reasonable, you must not use this website.

Other parties

You accept that, as a limited liability entity, http://www.RatTerrierAdvice.com/ has an interest in limiting the personal liability of its officers and employees. You agree that you will not bring any claim personally against http://www.RatTerrierAdvice.com/’s officers or employees in respect of any losses you suffer in connection with the website.

Without prejudice to the foregoing paragraph, you agree that the limitations of warranties and liability set out in this website disclaimer will protect http://www.RatTerrierAdvice.com/’s officers, employees, agents, subsidiaries, successors, assigns and sub-contractors as well as http://www.RatTerrierAdvice.com/.

Unenforceable provisions

If any provision of this website disclaimer is, or is found to be, unenforceable under applicable law, that will not affect the enforce-ability of the other provisions of this website disclaimer.

Indemnity

You hereby indemnify http://www.RatTerrierAdvice.com/ and undertake to keep http://www.RatTerrierAdvice.com/ indemnified against any losses, damages, costs, liabilities and expenses (including without limitation legal expenses and any amounts paid by http://www.RatTerrierAdvice.com/ to a third party in settlement of a claim or dispute on the advice of http://www.RatTerrierAdvice.com/’s legal advisers) incurred or suffered by http://www.RatTerrierAdvice.com/ arising out of any breach by you of any provision of these terms and conditions, or arising out of any claim that you have breached any provision of these terms and conditions.

Breaches of these terms and conditions

Without prejudice to http://www.RatTerrierAdvice.com/’s other rights under these terms and conditions, if you breach these terms and conditions in any way, http://www.RatTerrierAdvice.com/ may take such action as http://www.RatTerrierAdvice.com/ deems appropriate to deal with the breach, including suspending your access to the website, prohibiting you from accessing the website, blocking computers using your IP address from accessing the website, contacting your internet service provider to request that they block your access to the website and/or bringing court proceedings against you.

Variation

http://www.RatTerrierAdvice.com/ may revise these terms and conditions from time-to-time. Revised terms and conditions will apply to the use of this website from the date of the publication of the revised terms and conditions on this website. Please check this page regularly to ensure you are familiar with the current version.

Assignment

http://www.RatTerrierAdvice.com/ may transfer, sub-contract or otherwise deal with http://www.RatTerrierAdvice.com/’s rights and/or obligations under these terms and conditions without notifying you or obtaining your consent.

You may not transfer, sub-contract or otherwise deal with your rights and/or obligations under these terms and conditions.

Severability

If a provision of these terms and conditions is determined by any court or other competent authority to be unlawful and/or unenforceable, the other provisions will continue in effect. If any unlawful and/or unenforceable provision would be lawful or enforceable if part of it were deleted, that part will be deemed to be deleted, and the rest of the provision will continue in effect.

Entire agreement

These terms and conditions, together with http://www.RatTerrierAdvice.com/’s Privacy Policy constitute the entire agreement between you and http://www.RatTerrierAdvice.com/ in relation to your use of this website, and supersede all previous agreements in respect of your use of this website.

Law and jurisdiction

These terms and conditions will be governed by and construed in accordance with the laws of NEVADA, USA, and any disputes relating to these terms and conditions will be subject to the exclusive jurisdiction of the courts of NEVADA, USA.